13th NTRCA Teachers Registration Exam's Question and Solution (School)

Non-Government Teachers Registration and Certification Authority (NTRCA) is a statutory body under Ministry of Education of the People's Republic of Bangladesh. It was established in 2005 according to the constitution of the country. It  now works for recruiting teachers for non-government secondary and higher school, college and madrasa. It plays an important role for creating the job opportunities for unemployed fresh graduates in Bangladesh. Recently they have issued an advertisement for 13th Teachers Registration Examination 2016. 
13th NTRCA Teachers Registration Examination has held on 13 May, 2016. Now i am giving the genuine question and solution of the examination of school portion below.








13th NTRCA Teachers Registration Exam's Question and Solution (College)

Non-Government Teachers Registration and Certification Authority (NTRCA) is a statutory body under Ministry of Education of the People's Republic of Bangladesh. It was established in 2005 according to the constitution of the country. It  now works for recruiting teachers for non-government secondary and higher school, college and madrasa. It plays an important role for creating the job opportunities for unemployed fresh graduates in Bangladesh. Recently they have issued an advertisement for 13th Teachers Registration Examination 2016. 
13th NTRCA Teachers Registration Examination has held on 13 May, 2016. Now i am giving the genuine question and solution of the examination of college portion below.







The Parliamentary Democracy of Bangladesh


The Candidates who take part in different  examination for getting their willing job, they are frequently asked by the examiner in their written examination or their viva voce and that is about "The Parliamentary Democracy of Bangladesh". For this why, I want to describe about this topic in detail.

                          The Parliamentary Democracy of Bangladesh

An ideal government in Thomas Jefferson's view is not meant to strengthen the power of many but the power of everyone within the limits of his competence. An ideal government can exist in parliamentary democracy in which everyone can exercise power within the limits of his competence. So parliamentary democracy has been the fondest dream of the people of Bangladesh since 1971. Although we have passed four decades, we have a relatively low exposure to the practice of parliamentary democracy.

Parliamentary democracy has been practised in Bangladesh  since her birth. Moreover, after few years of practicing Parliamentary democracy since its liberation in 1971. Bangladesh went through serious political instability with the staging of coups and counter coups. In the process, by the courtesy of military dictators, the form of government was changed to presidential system. Again in the early nineties as the democratic political forces got themselves united and succeeded in their fight against the longest serving dictator, H M Ershad, holding of free and fair election under a neutral caretaker government paved the way for amending the constitution to revert to the parliamentary form of government in 1991.

But unfortunately the last several years of parliamentary democracy fell for short of living up to the public expectation since February 1991. Four parliaments 5th, 7th, 8th and 9th were elected through popular voting under non partisan caretaker government system and another short-lived parliament, the 6th one, was elected amidst boycott by all mainstream political parties and very low voters turnout.

Public did not expect much from the 6th parliament which functioned for less than two weeks. But the people of the country had great expectations from the 5th, 7th, 8th and 9th parliaments which have been elected through fair polls under caretaker government.

Political intolerance, confrontational politics, winner takes all attitude halted our advancement to the path of a sustained democratic culture. Repeated walkouts, abstentions and permanent house boycotts by the opposition in all these four parliaments made the parliamentary affairs all the more dull and non-effective. Treasury bench led one-sided discussions in half empty parliaments did not bear no significance for the constituents.

It is unfortunate that chiefs of major political parties are not on talking terms. Having seen the democratic practices in other democratic countries, one feels ashamed of what has been happening in Bangladesh. The unfortunate part of Bangladesh politics is that the chiefs of two major political parties do not talk to each other. It goes against the fundamental principle of democracy.

The role of the speaker is crucial in the House of parliamentary democracy, as the expert say, the most essential quality of the speaker in his strict impartiality. He has to protect the rights of all sectors of the House. As an umpire, he has to see that rules of the House are observed by all.
In making the parliament effective in line of the expectations of the people the role of the House Leader is vital. In Parliamentary democracy, the Leader of the House is entitled to act as the safeguard for the ruling and opposition lawmakers through he/she is elected from the ruling party.

The role of the leader of the opposition party in parliamentary democracy is responsible. The leader of the opposition in the House is considered the chief of the shadow government . If his/her party is in power, the strategy to run the state will be reflected his party activities in and whips, the opposition leader will also give the guidelines to accomplish the parliament's business with efficiency. He/she will build the bridge of understanding between the ruling party and the opposition through frequent meeting with the House Leader.
Unfortunately, there is no harmony between the House Leader and the opposition leader. They accuse each other of destroying the parliamentary democracy.

The role of parliaments members in parliamentary democracy is very important. Parliaments members are responsible for promulgating and changing laws and politics. So parliaments members are familiar with the existing laws and politics. They must be sensitive and well-informed of the needs and demands of the people.

If the parliament is the nucleus of a democratic state, then the committee system within the parliament is the heart of the nucleus. The committee system is the effective way of ensuring the executive according accountability to the legislature. There are fifty one parliamentary committees in our parliament. Among them thirty nine are parliamentary standing committees.

Sick politics has been talking a heavy toll of the country's spirit of parliamentary democracy which the nation had achieved with great sacrificed. If the parliamentary democracy becomes dysfunctional, the entire country suffers. Instead of moving forward, we will regress. We should know that democracy is  the rule of majority but the minority party's right must be protected fully. To consolidate parliamentary democracy, the majority has to work with the minority in the parliament. This alone ensures effectiveness of the democratic process.

Decentralization of Resources from Dhaka to Help other Districts

The centralism of Dhaka, the metropolis in Bangladesh, is liable for not able to be maintained at the current level of advancement in Bangladesh. The penury of long-term scheme and overdemography are the prime reason of environmental deterioration and resource depletion ubique the state. Every year almost half a million people move to Dhaka and the city has not the infrastructure to accommodate its current residents. The governments in the last two decades encouraged centralization, neglected rural and remote area development and failed to increase opportunities in other cities than the capital.

Considering the present situation, we believe immediate decentralization and proper adaptation are essential for the development of the country and for this, following measures can be taken.

Decentralization of power: It includes the decentralization of administration, education, health facilities etc as there is little provision of access to convivial services for health, learning and amusements for the village community. Government must receive footing to lessen poverty and extreme hunger, ensure universal primary education, increase child and maternal health facilities. It will strengthen the local government system and definitely will go a long way in the development of rural areas, thereby stopping the influx of the rural people into Dhaka.

Moving Industries from Dhaka: High manpower dependent industries like garment, dyeing and foot ware workhouses, tanneries, lumber-mills and timberworking, welding and forgery industries or workshops for manufacturing doors and window grills and frames, cabinets and rails, pharmaceuticals and plastic and polythene industries should be moved to district towns with proper effluent treatment facilities. To ensure this, private and public investors will have to be encouraged to invest in order districts to create employment opportunities.

Decentralizing improved communication system: A modern and effective policy, short and long term, should be prepared for this. Government should improve the condition of roads, canals and rivers in outside Dhaka. Wide and ventilated buildings, ample roads, smooth and reliance conduction, running extraction, limpid aqua-frames, verdure and gardens, protection facia, rapid and individual adjustment of dross are vital part of transfer resources to help other districts.

Another positive step would be to extend information technology facilities, penetration of phone lines specially cell phone and internet in other districts to generate self-employment possibilities for the local youth.

Decentralizing Utility Services: More people live in outside Dhaka. But the arrangement of supplying electricity, gas, water did not develop with the demand of people. So for overall progress, it is very essential to spread out the resources and facilities of utility services and hence improve the infrastructure.

To mitigate the power crisis, government must have to encourage using solar systems on rooftops specially outside Dhaka. Safety measure like firefighting, security access to emergency services would be ensured as well.

Without the development of our districts we cannot think for our total development. So, we have to increase the consciousness about decentralization of assets and thus ensuring proper utilization of resources.

Important Obstacles of Employment in Bangladesh

The discussion about whether people should require early in a country like Bangladesh where unemployment is too high or people should be permitted to continue their jobs long as they can and are willing to because there lots of scarcity of able and experienced work force in it is a matter of controversy. I am presenting my viewpoints below in a very pleasing manner.
Firstly , Bangladesh is widely known as the most poverty-stricken country where the unemployment rate is so high that other people of other nations cannot imagine. In this context the government and non-government employees should get retirement early.
Secondly, retire assessment should be useful in Bangladesh intended to ease the workload and promote opportunities between manual workers and non-manual workers.
Thirdly, in Bangladesh where pressures reinforce the significance of young generation and the provision of job facilities for the young, where we need to consider with due care the social implications of policies designed to encourage older workers to quiet employment.Currently, there is a great pressure on older workers to retire early to free jobs for the younger workers. Early retire with reasonable facilities is said to bring welfare gains particularly for manual workers and those in poor health.
One study has showed that long-term economic and social damage from high levels of youth unemployment is huge. It's economically sensible to keep unemployment unnecessarily high for unnecessarily long should be rejected any how except few cases. In this global world of ICT and free trade market workers can be trained up effortlessly and speedily, so susceptible laborer are more available and not inadequate.
More men who are able to retire with incomes sufficient to allow them to enjoy an enhanced later life or weather the pressure for older workers to make way for younger ones is, in fact, leading to hidden poverty among those aged 60-65. However the early retired are more likely to have adequate incomes with few exceptions in these fields early retirement should not be made effective than the existing unemployed.

The importance of Social Safety net programmes for poverty alleviation in Bangladesh

Social safety nets are charity works provided by the government, NGOs or individuals to save the door from falling bellow poverty line. In social safety nets different form of helps like cash transfer, food-based programs, school supplies, price subsides for food, power or transport, waiver for health care etc. are given to fight poverty.
Bangladesh is a developing poor country.  About 40% people of the country is below poverty line. Most of the poor here are poor even when the economy is good. So just making the macro- economy of Bangladesh sound and healthy will not eliminate this poverty. Social safety net programmes are required to save these people. Different programs like food for work, scholarship for poor students, subsides, zakat etc. is effectively helping the poor in Bangladesh to get some fresh air inside the suffocating poverty of their life.
Social safety net programmes are in really income redistribution programmes. It tries to use the money of the rich to help the poor. As Bangladesh is growing economy, lot of economic works are taking place, and many fortunate people are becoming richer. 20% people own 80% wealth roughly and becoming wealthier. So there is no way out without safety nets if we want to save the poor of the country.
Many of the poor in this country are also not able due to age or other different reasons. So they can never do business or work. No improvement is possible if you provide them money to invest or buy a rickshaw or sewing machine for them. The only answer is social safety net programmes. So in Bangladesh these programs are must if we want to dream for a poverty free country.

How to make a successful Career Planning

We must all truly understand what we want and fix up to do it in conformity with, since without design and judgment not at all is accomplished well. It is difficult to form an in-depth picture about my future because I have not fully aching my progress. I expect to be in a upmost captaincy role with a reputable MNC (Multinational Company) that shares my same interests 20 years from now. The position doesn't necessarily have to be CEO or chairman, because personally I think that a title is irrelevant if you are happy with what you are doing, but I would like to managing people.

I also hope that the high-level position will involve some aspect of administration. I also expect that the upper-level status will involve some aspect of recruiting. I have always operate under my own dogma that states "pressure all in one to fervour." This is a desire that I defray with me in whatever duty I am bestowed. It doesn't often explicate that one should pause until the last minute, but it does mean that in order to get something done effectively and efficiently one must first properly motivate oneself. I am the type of individual that sees challenge as veritable. I would never in anyway be blissful action in a role where I just wrote press releases and did similar repetitive tasks daily. I understand that there are a lot of credentials that I will need on order to attain the goals. The first is obviously to complete my varsity stage academic education. My certificate in Human Resources with a major in Master of Business Administration will be most first attribute that will open doors. After graduating, I will have already had two fellowship, one with University of Dhaka and other with Jahangirnagar University. I reify both of those sapience will ready me for my genesis in the industry. It is important to me to work in a subordinate role at first. That is why I think it is unavoidable to learn  from the best possible sources first.
My first objective, obviously, is to get a job in public management. My immediate goal upon accomplishing employment is to work my way up in the organization. I would like to at least be in some sort of leadership role three years after acquiring my beginning. It is necessary for me to get in that role early only because it is where I can see myself greatly exceeding, thus opening doors for bigger advantages. It would also be a wished job for me if within 10 years to be in charge of a region as opposed to exactly in any department. I relish the countenance of excursion to end my task in a job. I have a personal belief that same aspect to comfort leads to languid merchandise habit. After endowed that endemic hegemony role, I would then take up arms for the emplacement mentioned at the beginning of my easy to conclude my professional journey.

I hope to be in three years in some type of impresario status. I looking-for to be in 10 years in a regional director position. I hope to be in 20 years in a high level position such as a CEO, and in 40 years I promise to be teaching everything I've learned to the next generation. I believe the aspect of spontaneity should be, for the most part, distant from my career aspirations. I only get one shot at this, I'm not going to be irresolute; I'm going to hit the field extent. I am ascertained to transmute my deliberation into action because a decision without action is just a wish.

The Role of Good Governance for the Socio Economic Development of Bangladesh

Good governance in developing countries has become a subject of rich debate and Bangladesh is no exception. A newly updated set of indicators by researches at World Bank is recognized as the most effective tool to access the governance in different countries. The indicators include voice and government effectiveness, regular quality, rule of law and control of corruption. These indicators of good governance are all inter related and as the effectiveness of one depends upon the other, a problem in any of the indicators will eventually compromise the effectiveness of other indicators. The lack of good governance issues in Bangladesh has contributed significantly to the lack of business ethics and the issue of corporate social responsibility that has emerged.

The civil society organizations and private sector can help the government in promoting good governance by monitoring the states exercise of power and broadening citizens participation in public policy making. The civil society organizations can also force the government to be transparent and accountable by publicizing the acts of wrong doing, corruption and violation of law and can also advocate for the poor farmers who are being cheated. On the supply side the civil society can share much of the role of the state in providing training to the private sector and farmers about business ethics and creating awareness among them. Although the importance of governance in promoting development and alleviating poverty is university accepted, measuring the quality of governance until recently was an elusive challenge. A new set of indicators covering almost 200 countries from the period 1996-2002 have been recognized as the most effective measurement tool across the world. These indicators focus on six dimensions which include the following:
  • Voice and accountability
  • Government effectiveness
  • Regulatory Quality
  • Rule of law
  • Control of corruption
The importance of integrated governance has become even two more important as indicators of good governance have made it very clear that good governance is not only the domain of public sector. Rather, it depends on the concern  and cooperation between different spheres of one of a set of explicit or understood regulations or principles governing conduct within a particular activity or sphere.

The Role of Banking Sector in the Economic Development of Bangladesh

Banks are mainstream of the financial system of a country. Banking system must be robust, resilent and sound for efficient inter-mediation of financial resources. Lack of any one or all these prerequisites would not bring only disaster for the country also cost the real sector. Our government has taken various types of reform programs time to time making banking system more effective so that positive impact of banking system on our everyday life in economic activities can be more realized.
  • Bank have played a vital role in economy by providing credit for performing economic activities and at the sometime conglomerate the surplus capital from general public through different types of depository incentives. Hence we discuss the major sectors of economy like agriculture, industry, business mentioned by Bangladesh Bank and how much wells banks perform these sectors.
  • Agriculture is the main sector of our economy. According to the new GDP measurement system, it provides about 22 percent of our GDP. Though the total amount of credit increases day by day, the portion of credit has decreased in agriculture, fishery and foresty sector whether it has reduced into half at percent. The rescue of agriculture revenue is hearty than others sectors and this credit directly affects the agricultural production. At present 44 private and foreign commercial banks have to continue their activities. They contain collectively TK 20,365 crore as a deposit which is 35 percent of total credit. But Unfortunately, they don't give any single coin to agriculture sector, as a credit.
  • Industrial sector acts as a main sector of GDP in the developed countries but unfortunately, this sector performance is very weak in our country and participation of GDP in this sector is 17.79 percent. This sector gets the highest credit from commercial banks.
  • Business sector has become major role playing sector in our economy. Now-a-days almost 14.47 percent of GDP comes from merchandise sector, which is lucid from different statistical data. In 1981, One reason of gets more credit in business sector is that the probability of default loan is comparatively low vis-a-vis other sectors. But now-a-days, default culture has also increased in trading sector. Only garments artistry takes on prominent credit is TK 786 crore and TK 878 crore respectively provided by private and national commercial banks provide 24 percent of total credit in business sector and it is only 14.31 percent in case of foreign banks.
  • Bank is one of the main means of government by which government can implement different types of step for eradicating poverty. As the branches of bank are available everywhere from downtown area to remotest rural area government uses this channel to provide any financial benefit quickly. Some projects are run by bank with the help of government to wipe-out poverty are as follows:
  1. Rural poor co-operative project in greater Rajshahi, Kustia and Jessore area with the help of Sonali Bank.
  2. Self-reliance loan project through the self-reliance Bangladesh and financed by Sonali Bank.
  3. Small and landless farmers development project by Janata Bank.
  4. Small and marginal farming.
Foreign Commercial Banks have provided 39.9 percent of total credit in other sectors. In this time National Commercial Banks and PCB's provided 7.15 percent of their total credit and Private Commercial Banks provided 10.21 percent of total credit in other sectors.Though banking sector is the life-blood of our financial system, functional arena of bank is rather narrow than wide range and performance of handsome banks is not quite good. Bangladesh government has taken different types of reform according to demand of era, but this types of reform don't make our banking system international standard. But we are not hopeless rather by taking steps we will reach our ambitious target.

Ensuring Banking Facility for the Rural People of Bangladesh

Although, our economy is mainly agrarian, banks plays an important part in the development of our rural areas. The rural branches of banks provide various services to farmers, rural farmers, businessmen and disadvantaged groups and help them to develop themselves thereby.

Our banking sector consists of three kinds of banks-State Owned Commercial Banks(SOBs), Private Commercial Banks and Foreign Private Banks. Among them, Nationalized Commercial Banks and some other private banks and more particularly some specialized banks are operative in rural areas. The foreign private banks are not interested to open their branches in rural areas.

The role of bank in rural development is manifold. Banks are functional in the processes of savings, capital formation, investment, production in the urban savings. for example
  • Banks motivate the people for savings through various programs and collect the dispersed savings of the people. Further, bank invest it in rural economy.
  • Banks provide the rural small businessmen with loans from deposited money which plays a crucial role in rural development. Specially, the microcredit programs of different banks made the rural landless people bankable and provided them with required capital for business and other economic activities.
  • Bank plays a crucial role in rural capital formation. Bank collect the dispersed savings of the rural people through different deposit schemes. Then distribute loans to them for starting a productive as well as any other self-sufficient economic activity.
  • Commercial and Specialized banks, specially State Owned Commercial Banks distribute agricultural loans to rural people which make them able to invest in their firms or lands. As most of our farmers are poor they can do invest enough to increase the production. So bank loans help them to increase their production proper irrigation, fertilization and so on.
  • Banks play a crucial role in sustaining and developing our small and cottage industries. Because, most of our small and cottage industries are being closed due to lack of enough capital.
  • Banks can provide our unemployed youths with training and loan to start business. These type of steps can make our youths self-reliant, lessen the intricate problem of unemployment  and improve the standard of living in our rural areas.
  • Banks plays a crucial role in mentioning the disadvantaged groups in community under some special programs. Even, through making the disadvantaged people economically self-sufficient, banks play important role to empower them and lessen the social inequality thereby.
In spite of some limitation, role of bank in rural development in our country is praiseworthy. Specially the micro credit program, primarily introduced by Grameen Bank that plays an important role for the well being of rural poor. However, our government, private bank authorities should undertake more comprehensive programs for rural development.